Select Page

Let’s get it done.
Together!

 

Personalized mortgage advice you can count on.
User friendly and paperless application is only a click away.

 

ss

Hi, I’m Soobin Lee, your Mortgage Navigator.

I am a Mortgage Broker in a Web Designer, Graphic Designer and an Illustrator’s body located in beautiful North Vancouver, BC.

Efficiency is my core value and with my trained eye on details I am looking forward to plan, shop and lock in those rates for you.

Mortgage Services

I am a Mortgage Broker in a Web Designer, Graphic Designer and an Illustrator’s body located in beautiful North Shore, BC.

Efficiency is my core value and with my trained eye on details I am looking forward to plan, shop and lock in those rates for you!

Purchase

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla.

First Time Home Buyer

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla.

Line of Credit

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla.

Pre-Approval

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla.

Refinancing

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla.

Renewals/Transfers

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla.

Mortgage Application 101

So, what happens when you click that APPLY button?

Personally, I’d like to know what is ahead, so I can plan ahead. I want my clients to know the “next step.”

Here are easy 4 step by step guide explaining the mortgage application process with me.

 

1. Start your application online. It's secure and easy!

Once you click that APPLY NOW button, you’ll be directed to my secure application portal where you’ll be asked to sign up with your personal email address. 

Then, you can start filling out the basic information about your current address, employment, assets and etc. Of course, you don’t have to fill out all of it- we can fill it out together.

You can also upload any documents you have to the portal for my review. I could also ask basic documents upfront such as IDs, 2 years of your income statements. 

 

When you submit the application, I will then review fill out the missing parts and start finding 

 

2. Lock in rates and search for your dream house.

When we found the best lender, we lock in those rates so you can start searching! Usually we can lock in rates up to 120 days. This means even if the rate goes up, you’ll be guaranteed that lower rate within that time frame.  Please mind that it takes up to 5 business days to get approved. Make sure to add subject to financing 5-7 days.

1. What is a Fixed Mortgage?

You found your dream house. Great, now I’ll be working with your realtor closely and get all the documents needed to get approved. Once the lender approves, we will then sign the mortgage commitment and disclosures. At this stage you. are required to get a lawyer or a notary to 

4. Completion Day

Signed documents are sent. Now we wait until the completion day, when you become the homeowner! 

LENDERS

These are only a handful of lenders I have access to!

Himenaeos. Sed molestie, velit ut eleifend sollicitudin, neque orci tempor nulla, id sagittis nisi ante nec arcu. Fusce porta bibendum convallis. Morbi fringilla sollicitudin scelerisque. In pellentesque

FAQ

Here are some of the frequently asked questions.

My mentor always said, “there is no such a thing as a dumb question”. And I agree.

Please ask away anything you’re unsure of, and I’ll be glad to answer or find out the answer for you!

What is a Fixed Rate Mortage?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec ornare in neque rutrum imperdiet. Quisque ante ante, lobortis at dapibus et, congue a orci.

What is a Variable Rate Mortgage?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec ornare in neque rutrum imperdiet. Quisque ante ante, lobortis at dapibus et, congue a orci.

How much Down-Payment do I need?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec ornare in neque rutrum imperdiet. Quisque ante ante, lobortis at dapibus et, congue a orci.

What are the other costs?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Donec ornare in neque rutrum imperdiet. Quisque ante ante, lobortis at dapibus et, congue a orci.

Useful Mortage Tools

Duis egestas aliquet aliquet. Maecenas erat eros, fringilla et leo eget, viverra pretium nulla. Quisque sed augue tincidunt, posuere dui tempor.

Free Resources

From the history of major bank’s prime rates to mortage glossary handbook. If you’re interest, take a look! 

Ready to get started?